Ahmedabad • Gandhidham • GIFT City (Upcoming)
Practice Area

Business Finance

From working capital to large project requirements, we help businesses structure, present and execute financing proposals with suitable lending institutions.

The Habile Approach

Every business has a different funding story.

A ₹50 lakh working-capital requirement cannot be approached the same way as a ₹25 crore expansion project. We evaluate the purpose of funding, financial position, repayment ability, security profile and timing before determining the most appropriate financing route.

Finance solutions

CGTMSE / Collateral-Free Finance

Funding routes for eligible MSMEs where collateral-free structures may be available under applicable lender and guarantee norms.

Working Capital / CC / OD

Facilities designed around operating cycles, receivables, inventory and banking conduct.

Term Loan & Project Finance

For machinery, expansion, new projects, infrastructure and long-term business investment.

Greenfield & Expansion Finance

Structured funding support for new projects, capacity additions and business expansion.

Loan Against Property

Secured finance backed by eligible residential or commercial property.

Export & Import Finance

Trade-linked facilities for eligible exporters and importers based on transaction and banking structure.

Invoice Discounting

Domestic and international receivable-based finance designed to accelerate working capital.

Lease Rental Discounting

Finance supported by eligible contracted rental cash flows.

Solar & Renewable Energy Finance

Project financing routes for eligible renewable energy investments.

Professional Loans

Funding solutions for eligible professionals and established professional practices.

Home & Commercial Property Finance

Property-linked financing for eligible borrowers and use cases.

Structured Business Finance

Customised solutions where standard facilities do not fully address the business requirement.

Our process

  1. Understand: business model, requirement, financials and banking position.
  2. Structure: facility type, quantum, tenure, security and repayment approach.
  3. Prepare: financial information, CMA/projections and transaction documentation.
  4. Present: identify and approach suitable lenders.
  5. Coordinate: manage queries, appraisal inputs, valuations and sanction-stage requirements.
  6. Execute: support documentation and coordination through disbursement.

Who we typically work with

MSMEs, SMEs, manufacturers, traders, exporters, importers, professionals, project promoters, healthcare businesses, renewable energy companies, real estate and construction enterprises, logistics businesses and other established or emerging enterprises.

Call WhatsApp